My Talking Points

September 2019

Personality tests are the astrology of the office

NEW YORK — On his first day working at the University of Phoenix, Eric Shapiro found out the good news: He had tested red-yellow. To the layperson this doesn’t mean much. But to those well-versed in the psychology of Taylor Hartman’s “Color Code,” as all employees of the University of Phoenix’s enrollment office were required to be, it was a career-maker.

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Your Medisave account in Singapore - How to make the most of it

Every month, a chunk of your salary gets deposited into your CPF Medisave Account. If you’re self-employed, you can’t escape this either as you’re forced to make Medisave contributions every time tax season rolls around. There are no two ways around it—the government says you have to, and so it must be. But how many of you have actually successfully used your Medisave funds or even know what they can be used for? There’s a good chance that those who are still young and healthy have no clue.

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Beginners’ Guide To Start Investing Using The CPF Investment Scheme (CPFIS)

While most of us use our Central Provident Fund (CPF) funds to pay for housing, education and medical bills (via MediSave), the primary purpose of the CPF system is for safeguarding our retirement adequacy. Towards this end, the CPF Investment Scheme (CPFIS) gives eligible CPF members the option to invest their Ordinary Account (OA) and Special Account (SA) savings in a range of approved investments with the aim of achieving higher returns compared to the prevailing CPF OA and SA interest rate.

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Insurance body rolls out new standard form to simplify pre-authorisation of hospital bills

SINGAPORE - The Life Insurance Association, Singapore (LIA Singapore) has introduced a standard form for the pre-authorisation of hospital and surgical bills. This will simplify the process and minimise the administrative burden for doctors, the trade body said on Friday. All Integrated Shield Plan (IP) insurers that offer pre-authorisation services will use the new form starting from Oct 1 this year, and no later than March 31, 2020.

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This monthly newsletter is a collection of articles that provide a good understanding of the information specially selected to help you refresh and upgrade your knowledge and well-being to keep pace in this constantly changing world.

Sponsored by

Alex Wong,


The Adviser to New Financial Planners in Singapore.

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If you are always trying to be normal, you will never know how amazing you can be.

-Maya Angelou
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